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home loan documents

Make every step of the home loan easy. How to start preparing home loan documents ready To help shorten the time for financial institutions to approve home loans faster The details of the documents are divided according to the source of income as follows:

general documents  

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  1. Copy of ID card civil servant card or passport

  2. Copy of house registration

  3. Copy of marriage certificate/divorce certificate/death certificate/separation certificate

  4. Copy of name/surname change certificate (if any)

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Income documents

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  1. In the case of regular occupation or people with regular income
    1.1  Salary certificate or salary certificate used by the agency
    1.2 Salary slip for the past 6 months
    1.3 Salary passbook for the past 6 months

  2. business owner case
    2.1 Copy of commercial registration or company registration certificate
    2.2 List of shareholders
    2.3 Account statement for the past 12 months
    2.4 Copy of taxpayer identification card
    2.5 Evidence of tax payment such as Por Por 30, etc.
    2.6 4-5 business photos with a brief location map

  3. In the case of self-employed
    3.1 Bank statement for the past 6 months
    3.2 Professional licenses such as doctors, lawyers, architects, etc.

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collateral documents

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  1. Copy of land title deed or a copy of the apartment title deed

  2. Copy of purchase and sale contract or deposit

  3. Map showing the location of the collateral land

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Description of loan interest rates

  1. MLR (Minimum Loan Rate) The minimum loan interest rate that the bank imposes on its high-class large customers, type of fixed-term loans.

  2. MRR (Minimum Retail Rate) Minimum loan interest rate that the bank charges from the prime retail customers

  3. MOR (Minimum Overdraft Rate) Minimum loan interest rate that the bank charges from a good large customer Overdraft type

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